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Heath Kirby
Mortgage Loan Officer
NMLS 824207
256-612-1987
hkirby@citizensbanktrust.com
Calculate your Mortgage...
Welcome to the Citizens Bank & Trust Mortgage application portal. Whether you are looking to purchase a new home or refinance your existing home, our team of Mortgage professionals  is committed to delivering you an exceptional mortgage loan experience. 
Citizens Bank & Trust
NMLS|401537
711 Gunter Ave Guntersville AL 35976