Images registered to represent this landing page
  • Heath Kirby
  • Mortgage Loan Officer
  • NMLS 824207
  • 256-612-1987
  • hkirby@citizensbanktrust.com
Get Started
  • Welcome to the Citizens Bank & Trust Mortgage application portal. Whether you are looking to purchase a new home or refinance your existing home, our team of Mortgage professionals  is committed to delivering you an exceptional mortgage loan experience. 
Citizens Bank & Trust
NMLS|401537
711 Gunter Ave Guntersville AL 35976